Personal Accident Cover

Get extra peace of mind with our Personal Accident Cover and protect against unforeseen events with financial help when you need it most.

Renew online or on our app

You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!

EXCELLENT

4.32 Average | 2282 Reviews


Renew online or on our app

You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!

Peace of mind for only £54 per year!

Sometimes even a small accident can have a great impact on your finances! If you were injured and unable to work you may struggle to make ends meet. We can help you protect against unforeseen events and give you financial help when you need it most with our Personal Accident Cover.

  • Cover from £54 per year
  • Cover for any non-work related road accident anywhere in the EU
  • Cover in all vehicles, whether as a driver or passenger
  • Pay-outs of up to £20,000
  • Weekly payments if an accident leaves you unable to work

Our Personal Accident insurance covers you for: any road accident, all vehicles whether you are a driver or passenger, anywhere in the EU plus it also covers you as a pedestrian.

We cover death, permanent disability, & temporary total disablement from carrying out any occupation.

Personal Accident Cover is underwritten by Alwyn.

Personal Accident Cover FAQS

What is Personal Accident cover in Motor Insurance?

Personal Accident Insurance is an extra insurance policy that provides additional cover to supplement your Motor Insurance policy. Personal Accident cover, as the name suggests, provides valuable benefits if you are seriously injured in any non-work related road incident.

How much is Personal Accident cover?

Our Personal Accident cover starts from just £54 a year.

How does Personal Accident Insurance work?

Personal Accident cover is an additional insurance policy to supplement your motor insurance policy. It provides valuable benefits if you are seriously injured in any non-work related road incident, whether as a driver, passenger or a pedestrian.

Is Personal Accident cover mandatory?

No, Personal Accident isn’t required. However, many people wish to have cover should the worst happen and they have an accident in order to provide extra cover financially.

What does Personal Accident Insurance cover?

Our Personal Accident covers you for any non-work-related road accident, whether you are a driver or passenger, anywhere in the EU.

How important is Personal Accident cover?

Personal Accident cover is a policy designed to help those who have been involved in an accident, with pay-outs of up to £20,000 to help the policyholder with what could be a tough time financially.

Is Personal Accident Insurance necessary?

Personal Accident is not required – it’s an optional extra for those that wish to have extra cover in the event of an accident.

Is Personal Accident cover the same as personal injury cover?

Our Personal Accident cover is designed to assist those who have sustained an injury in a motor vehicle accident.

Levels of cover

Being permanently disabled from doing any job, or the loss of use of 2 limbs or eyes -£20,000.

The loss of use of a limb or eye - £10,000

Death (to next of kin) - £10,000    

Limitations include, but not limited to: Age limit of 75. Pre-existing conditions are not covered.

Exclusions and Terms and Conditions apply.

For further details or a copy of the full policy wording call 01379 646 529

It's easy to get a quote

  • Phone us

    Lines are open Mon-Fri 8.30am - 7.00pm, Sat 9.30am - 4.30pm.

    Call us 01379 646 529
  • We'll call you

    We can call you back at a time that's convenient for you

    Request a callback

Lexham Insurance

© 2002-2023 Lexham Insurance Consultants Ltd. All rights reserved.